Introducing PRUhealth a regular premium medical rider that:
Gives you bonuses when you are healthy
Takes care of your medical bills when you are not
You will also be issued a PRUassist card, giving you access to 24-hour, worldwide, Emergency Medical Assistance.
What do I get?
COMPREHENSIVE coverage for hospitalisation and surgery bills
NO CLAIMS BONUS
Option to SEEK MEDICAL TREATMENT OVERSEAS*
AUTOMATIC UPGRADE OPTION of your PRUhealth plan*
CHOICE to CHANGE your coinsurance option
An option to WAIVE the annual claims limit*
CHOICE of plans to suit your budget
Coverage of up to age 100
You can select a plan of your choice:
Note:
Coinsurance is a cost-sharing arrangement under which the policyholder pays a specified percentage of the cost of an eligible benefit. If coinsurance is selected, policyholder will have to pay 10% of cost of an eligible benefit, subject to minimum coinsurance amount of RM300 and maximum coinsurance amount of RM1,000 for Hospital & Surgical Benefit, and maximum coinsurance amount of RM2,000 for Outpatient Treatment Benefit. The remaining balance is paid by the Company up to the annual limit.
On the other hand, deductible is a fixed amount the policyholder must first pay regardless of the total cost of an eligible benefit (excluding cost of daily room & board) for any one disability during a 90-day period. If deductible of RM3,000 or RM10,000 is selected, policyholder will have to pay the first RM3,000 or RM10,000 of the total cost of an eligible benefit (excluding cost of daily room & board). The remaining balance is paid by the Company up to annual limit.
** PRUhealth 500 and PRUhealth 600 are only available when PRUmedic auto upgrade is attached to PRUhealth 300 and PRUhealth 400 plans. This benefit cannot co-exist with PRUannual limit waiver.
How much do I pay?
The premium that you pay for a PRUhealth plan is determined by your age, occupation class and plan type, subject to underwriting.
To find out more
You can take up PRUhealth when you purchase PRUlink one or PRUmy child policies.
To find out more
You can contact your Prudential representative for details on this plan and to obtain a free consultation on your insurance needs.
Alternatively, you can obtain an agent referral online or call us at 03-2116 0228 and we will assign a representative to contact you.
